Stripe & Conecta

Conecta uses Stripe to securely process all client payments. Stripe is one of the most widely used payment processors in the world and handles the actual card transactions and compliance.

When a client pays you through Conecta, there can be three types of fees, depending on how you choose to receive your money.

1) Stripe Payment Processing Fees

Stripe charges a processing fee for handling card payments.

For most U.S. card payments, this is typically:

However, the exact Stripe fee can vary based on factors such as:

• Credit card vs debit card
• Card network (Visa, Mastercard, AmEx, etc.)
• Domestic vs international cards
• Payment retries or additional authorization attempts
• Fraud or risk-related checks

Because of this, Stripe's processing fee is not a fixed number and may be slightly higher or lower per transaction.

2) Conecta Platform Fee (1.5%)

Conecta applies a 1.5% platform fee to payments processed through the platform.

This fee covers the full Conecta system, including:

• Automated invoicing and billing
• Online bookings with optional upfront payment
• Payment links
• Client subscriptions
• Stripe Connect setup and management
• Payment tracking and reconciliation
• Client payment history and reporting
• Ongoing platform maintenance and improvements

There are no fixed Conecta fees — only this percentage.

3) Optional Instant Payout Fee (1%)

By default, Stripe pays out your funds on a standard schedule, usually 2–3 business days after a payment.

Conecta gives you the option to enable Instant Payouts.

What are Instant Payouts?

Instant Payouts allow you to move your available balance to your bank account immediately, instead of waiting for the standard payout schedule.

This is useful when:

• You need access to funds right away
• You want same-day cash flow
• You don't want to wait for Stripe's normal settlement window

When Instant Payouts are enabled, Conecta applies an additional:

This fee only applies when you choose to use Instant Payouts. If you use standard payouts, this fee does not apply.

Real-World Examples

On most real-world transactions, total fees typically fall between 4–6%, depending on payout method and card type.

It's also important to look at fees in context.

By combining invoicing, bookings, payment links, subscriptions, automation, and client management into a single platform, Conecta is designed to save time, reduce missed payments, and increase overall revenue.

For most businesses, the efficiency gains, higher conversion rates, and ability to scale operations in one system far outweigh this small percentage — and over time, the growth enabled by automation typically overshadows the cost of fees entirely.

Supported Payment Methods & Flexibility

Through Stripe, Conecta gives you access to a wide range of modern payment methods so clients can pay the way they prefer — which directly improves conversion rates and cash flow.

All payment methods are optional. You can enable or disable any of them directly in your Stripe account at any time, based on what makes sense for your business and your clients.

This flexibility lets you:

• Offer simpler payment options for traditional clients
• Enable installment-style payments with Klarna or Affirm for higher-ticket services
• Experiment with newer payment methods without committing long-term

More payment options = fewer objections at checkout.

Transparency & Control

Summary

Conecta is built to replace multiple tools — invoicing, bookings, payment links, subscriptions, and automation — while keeping fees clear, optional, and predictable.