Tax Market Data · ZIP 95119 · San Jose, CA

ZIP Code 95119 — Tax Office Market in San Jose, CA

Market data for ZIP 95119: Hispanic concentration, EITC filing activity, active tax offices, and refund averages — sourced from IRS SOI Tax Stats, Census ACS 5-year, and Refundo market data.

Source data: IRS SOI 2023–2024, Census ACS 5-yr 2019–2023, Refundo (2024–2025) · Back to San Jose overview

Key Metrics · ZIP 95119

Tax Market Snapshot

Hispanic Population
25%
of ZIP 95119 residents
EITC Filing Rate
5%
290 EITC recipients
Tax Returns Filed
5,290
IRS returns, this ZIP
Active Tax Offices
15
preparers in this ZIP
Avg Tax Refund
$3,626
Refundo client avg
Median Household Income
$164,129
Census ACS estimate

Source: IRS SOI Tax Stats, U.S. Census ACS 5-year estimates, Refundo market data (2024–2025). All figures are estimates.

Market Analysis · ZIP 95119

What the Data Shows

ZIP 95119 is part of the San Jose tax office market. With 5,290 returns filed and 15 active tax offices, it represents a typical mid-market ZIP for this area. Competition is above average in this ZIP: 15 active tax offices serve this area, which is above the city median. For a new office or one looking to grow here, differentiation through bilingual service, WhatsApp communication, or a specialized niche matters more than in lower-density ZIPs.

Spanish Speakers

50% of ZIP 95119 residents speak Spanish at home, confirming strong demand for Spanish-language tax services in this area.

Limited English

12% speak English less than "very well" — a direct indicator of how important native-Spanish tools are for reaching this client base.

Poverty Rate

6% of residents fall below the poverty line — a population where EITC maximization has the most direct financial impact.

Opportunity Score · ZIP 95119

Market Opportunity Assessment

42
Lower Opportunity

out of 100 · weighted composite score

The 42/100 score indicates lower relative opportunity in this ZIP compared to others in the city — above-average competition (15 offices) work against it.

The opportunity score weights: Hispanic market concentration (30%), EITC filing rate (25%), returns-per-household density (20%), and inverse preparer density — lower competition = higher score (25%). Scores are min-max normalized across all ZIPs in the dataset.

Who Tax Offices in ZIP 95119 Serve

Based on market data, the client base in ZIP 95119 is primarily working-class and middle-income families with standard filing needs. The average refund of $3,626 indicates clients expect meaningful refunds and value accurate preparation. With 15 active preparers, clients in this ZIP have choices — which means service quality, language accessibility, and trust are the differentiators.

Conecta is a CRM for tax offices that helps manage this client base — not tax filing software. It handles document collection, bilingual WhatsApp reminders, appointment scheduling, and post-filing follow-up. Tax offices in San Jose use it to run more clients per season without adding staff.

Other ZIP Codes in San Jose

Compare market data across San Jose. All ZIP pages include Hispanic concentration, EITC activity, and opportunity scores.

Tax Office CRM for San Jose, ZIP 95119

Conecta is a CRM and client management platform built for bilingual tax offices in markets like ZIP 95119. Document collection, WhatsApp reminders, bilingual portal, appointment scheduling — all in one platform. Book a 30-minute demo to see what it looks like set up for your office.